{"id":33326,"date":"2025-03-25T11:49:10","date_gmt":"2025-03-25T15:49:10","guid":{"rendered":"https:\/\/www.qgiv.com\/blog\/?p=33326"},"modified":"2025-12-05T09:59:21","modified_gmt":"2025-12-05T14:59:21","slug":"nonprofit-payment-processing-tools","status":"publish","type":"post","link":"https:\/\/www.qgiv.com\/blog\/nonprofit-payment-processing-tools\/","title":{"rendered":"Top 10 nonprofit credit card processing tools for 2026"},"content":{"rendered":"\n<p>Donors want to give to your nonprofit quickly and easily\u2014and they want to do so online. With an overwhelming <a href=\"https:\/\/doublethedonation.com\/nonprofit-fundraising-statistics\/\" target=\"_blank\" rel=\"noreferrer noopener\">63% of donors<\/a> preferring to give online with a credit or debit card, having the right payment solution streamlines the donation process and lets donors contribute in the way that\u2019s most convenient for them.<\/p>\n\n\n\n<p>This guide will answer your questions about nonprofit credit card processing tools and provide several options for you to choose from:<\/p>\n\n\n\n<ul>\n<li><a href=\"#faq\">Nonprofit credit card processing FAQs<\/a><\/li>\n\n\n\n<li><a href=\"#tools\">Top 10 nonprofit credit card processing tools<\/a><\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/bloomerang.com\/learn\/demo-live\/\"><img decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/05\/Giving_platform_digital_ads_728x90.jpg\" alt=\"Bloomerang Giving Platform CTA\" class=\"wp-image-40091\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/05\/Giving_platform_digital_ads_728x90.jpg 728w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/05\/Giving_platform_digital_ads_728x90-300x37.jpg 300w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">Nonprofit credit card processing FAQs<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">What is a payment processor?<\/h3>\n\n\n\n<p>A payment processor manages the logistics of accepting electronic payments. Nonprofit organizations partner with payment processing vendors to easily accept donations as digitized payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why is having a payment processor important?<\/h3>\n\n\n\n<p>Payment processors give nonprofit organizations the flexibility to accept payments online. Instead of relying on checks and cash, nonprofits can easily process transactions via credit\/debit cards and eChecks.<\/p>\n\n\n\n<p>With the rise of digital wallets like Apple Pay and Google Pay\u2014there are now over <a href=\"https:\/\/capitaloneshopping.com\/research\/digital-wallet-statistics\/\" target=\"_blank\" rel=\"noreferrer noopener\">3.4 billion digital wallet users<\/a> worldwide\u2014it is even more important than ever to be able to accept digitized payments. Certain payment processors are specifically designed to take payments from digital wallets, giving donors even more freedom to give how they want to.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What types of payments can nonprofit credit card processing tools typically accept?<\/h3>\n\n\n\n<p>While each platform\u2019s payment methods will differ slightly, most cover the following types of transactions:<\/p>\n\n\n\n<ul>\n<li>Credit cards<\/li>\n\n\n\n<li>Debit cards<\/li>\n\n\n\n<li>Apple Pay<\/li>\n\n\n\n<li>Google Pay<\/li>\n\n\n\n<li>Microsoft Pay<\/li>\n\n\n\n<li>Samsung Pay<\/li>\n\n\n\n<li>ACH<\/li>\n<\/ul>\n\n\n\n<p>Additionally, many payment processors are increasingly accepting payments from apps like Venmo and Cash App and newer donation methods like <a href=\"https:\/\/www.nonprofits.freewill.com\/resources\/blog\/donor-advised-funds-101\" target=\"_blank\" rel=\"noreferrer noopener\">donor-advised funds (DAFs)<\/a> and cryptocurrency.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What are the different types of nonprofit credit card processing fees?<\/h3>\n\n\n\n<p>The two main types of nonprofit credit card processing fees are:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Fees.png\"><img decoding=\"async\" width=\"1024\" height=\"493\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Fees-1024x493.png\" alt=\"Infographic showing the two main types of nonprofit credit card processing fees, as described in the text below.\" class=\"wp-image-39658\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Fees-1024x493.png 1024w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Fees-300x145.png 300w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Fees-768x370.png 768w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Fees.png 1370w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li><strong>Platform fees.<\/strong> Platform fees are the costs your nonprofit pays for using a specific payment processing tool. Vendors typically present platform fees as monthly or annual fees.<\/li>\n\n\n\n<li><strong>Transaction fees.<\/strong> Transaction fees are the costs associated with processing donors\u2019 credit card payments. Most platforms call this a processing fee.<\/li>\n<\/ul>\n\n\n\n<p>Many platforms allow you to ask donors to cover transaction fees. That way, you can maximize the funds going to your cause. Additionally, some platforms offer discounted payment processing fees specifically for nonprofits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What is the difference between a payment gateway and a payment processor?<\/h3>\n\n\n\n<p>A <strong>payment gateway<\/strong> is where donors actually submit their payment information. In most cases, nonprofit payment gateways are <a href=\"\/blog\/donation-pages\/\" target=\"_blank\" rel=\"noreferrer noopener\">donation pages<\/a> found directly on each organization\u2019s website. However, nonprofits may direct users to third-party platforms to collect payment information. Once a donor contributes, the payment gateway sends their payment information to the payment processor.<\/p>\n\n\n\n<p>Then, the <strong>payment processor<\/strong> verifies the donors\u2019 payment information, checking with their bank to ensure they have sufficient funds to contribute. If the payment processor approves the transaction, it will transfer funds from the donor\u2019s account to your nonprofit\u2019s bank account.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Gateway.png\"><img decoding=\"async\" width=\"1024\" height=\"493\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Gateway-1024x493.png\" alt=\"Infographic explaining the difference between payment gateways and payment processors, as described in the text above and below.\" class=\"wp-image-39659\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Gateway-1024x493.png 1024w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Gateway-300x145.png 300w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Gateway-768x370.png 768w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Gateway.png 1370w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How can I select the right payment processor for my nonprofit?<\/h3>\n\n\n\n<p>When choosing a nonprofit credit card processing platform, consider the following:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Considerations.png\"><img decoding=\"async\" width=\"1024\" height=\"667\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Considerations-1024x667.png\" alt=\"The top considerations for nonprofit credit card processing tools, as described in the text below.\" class=\"wp-image-39660\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Considerations-1024x667.png 1024w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Considerations-300x196.png 300w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Considerations-768x501.png 768w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Considerations.png 1350w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<ul>\n<li><strong>Fees.<\/strong> While the option with the lowest fees won\u2019t necessarily be the best platform, you still want to maximize the amount you can earn for your mission. Use each solution\u2019s fee structure to calculate your net donation amount from each one. Remember that even if a solution has higher processing fees, offering the option to have donors cover them can offset costs.<\/li>\n\n\n\n<li><strong>Integrations.<\/strong> Your payment processor should work seamlessly with your existing tools, including <a href=\"https:\/\/bloomerang.co\/blog\/nonprofit-crm\/\" target=\"_blank\" rel=\"noreferrer noopener\">your nonprofit CRM<\/a>, fundraising software, and accounting software. That way, you can more easily track donor information, follow up with supporters, and record transactions properly.<\/li>\n\n\n\n<li><strong>Security.<\/strong> Donors trust that you\u2019ll handle their sensitive payment information with care. Choose a platform with robust security measures that follow industry standards like <a href=\"https:\/\/listings.pcisecuritystandards.org\/documents\/PCI_DSS-QRG-v3_2_1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">PCI-DSS<\/a>. These guidelines ensure you protect donor data, regularly test and monitor your network, implement access controls, and more.<\/li>\n\n\n\n<li><strong>Other fundraising features.<\/strong> Beyond processing regular donations, your payment processor should also be able to <a href=\"https:\/\/bloomerang.co\/blog\/monthly-giving\/\" target=\"_blank\" rel=\"noreferrer noopener\">accept recurring contributions<\/a>. Many platforms allow donors to opt into recurring donations with a single click. Additionally, look for a solution that supports in-person payments, allowing you to easily process donations during <a href=\"\/blog\/event-management-software-for-nonprofits\/\" target=\"_blank\" rel=\"noreferrer noopener\">fundraising events<\/a>.<\/li>\n\n\n\n<li><strong>Customer support. <\/strong>If your payment processor goes down, you\u2019ll want to get it back up and running quickly so you can continue accepting donations for your cause. Assess each platform\u2019s level of customer support and whether you can rely on them to respond quickly to inquiries.<\/li>\n<\/ul>\n\n\n\n<p>Ask other similar organizations for their nonprofit credit card processing recommendations, and read online reviews to evaluate different solutions. Consult with your team to make the final decision on which platform is the best for your organization.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tools\">Top 10 nonprofit credit card processing tools<\/h2>\n\n\n\n<figure class=\"wp-block-table aligncenter\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Payment Processor<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Best For<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Top Feature<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Payout Time<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Fees<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#qgiv\">Bloomerang Fundraising<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Cohesive online fundraising<\/td><td class=\"has-text-align-center\" data-align=\"center\">GiftAssist, which enables donor-paid fees<\/td><td class=\"has-text-align-center\" data-align=\"center\">Daily deposits with a one to two-day delay<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.95% + $0.30<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#bloomerang\">Bloomerang Payments<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Donor data collection<\/td><td class=\"has-text-align-center\" data-align=\"center\">Integration with Bloomerang CRM<\/td><td class=\"has-text-align-center\" data-align=\"center\">Daily deposits with a one to two-day delay<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.2% + $0.30<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#donorperfect\">DonorPerfect<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Over-the-phone donation processing<\/td><td class=\"has-text-align-center\" data-align=\"center\">Insta-Charge<\/td><td class=\"has-text-align-center\" data-align=\"center\">Two to three business days<\/td><td class=\"has-text-align-center\" data-align=\"center\">Not directly stated on their website<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#paypal\">PayPal<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Small or new nonprofits<\/td><td class=\"has-text-align-center\" data-align=\"center\">Customizable donation buttons<\/td><td class=\"has-text-align-center\" data-align=\"center\">Two to three business days<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.99% + fixed fee ($0.49 in the U.S.)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#stripe\" target=\"_blank\" rel=\"noreferrer noopener\">Stripe<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Global audiences<\/td><td class=\"has-text-align-center\" data-align=\"center\">Payment methods supported in over 195 countries<\/td><td class=\"has-text-align-center\" data-align=\"center\">Two business days in the U.S.<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.9% + $0.30 with discounted rates for nonprofits<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#square\">Square<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Point-of-sale transactions<\/td><td class=\"has-text-align-center\" data-align=\"center\">Automatic donor segmentation<\/td><td class=\"has-text-align-center\" data-align=\"center\">One to two business days or instantly for an additional fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.9% + $0.30 for online payments and 2.6% + $0.15 for in-person payments<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#authorize.net\">Authorize.net<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Advanced security<\/td><td class=\"has-text-align-center\" data-align=\"center\">Advanced Fraud Detection Suite<\/td><td class=\"has-text-align-center\" data-align=\"center\">Two to three business days<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.9% + $0.30<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#clover\">Clover<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Connection issues<\/td><td class=\"has-text-align-center\" data-align=\"center\">Offline payment processing<\/td><td class=\"has-text-align-center\" data-align=\"center\">One to three business days or instantly with an additional fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.3% + $0.10<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#keela\">Keela Pay<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Customer support<\/td><td class=\"has-text-align-center\" data-align=\"center\">Unlimited online training and email support<\/td><td class=\"has-text-align-center\" data-align=\"center\">Nightly, weekly, or monthly<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.2% + $0.30 for Visa, Mastercard, and Discover transactions<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"#venmo\">Venmo<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">Donor ease of use<\/td><td class=\"has-text-align-center\" data-align=\"center\">Shareable in-feed donation posts<\/td><td class=\"has-text-align-center\" data-align=\"center\">One to three business days or instantly for an additional fee<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.9% + $0.10<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"qgiv\"><a href=\"\/\">Bloomerang Fundraising<\/a>: Best for cohesive online fundraising<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Qgiv.jpg\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Qgiv-1024x768.jpg\" alt=\"Qgiv\u2019s nonprofit credit card processing interface\" class=\"wp-image-39664\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Qgiv-1024x768.jpg 1024w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Qgiv-300x225.jpg 300w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Qgiv-768x576.jpg 768w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Qgiv-1536x1152.jpg 1536w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Qgiv.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><strong>Best for: <\/strong>Nonprofits looking for a solution that works seamlessly with other fundraising tools<\/p>\n\n\n\n<p><strong>Top feature:<\/strong> Bloomerang Fundraising\u2019s GiftAssist feature allows donors to cover processing costs. You can set a percentage or fixed donation amount to be added to donation totals when donors choose to use Gift Assist, add thank-you content that appears in GiftAssist donors\u2019 receipts, and maximize funds toward your mission. Additionally, Bloomerang Fundraising\u2019s nonprofit credit card processing solution works seamlessly with its other fundraising tools, including event registration, text fundraising, peer-to-peer fundraising, and auction fundraising, for seamless donor experiences and data transfers.<\/p>\n\n\n\n<p><strong>Accepts payments from:<\/strong> Credit, debit, Apple Pay, PayPal, Venmo<\/p>\n\n\n\n<p><strong>Payout time:<\/strong> Daily deposits with a one to two-day delay<\/p>\n\n\n\n<p><strong>In-person transactions:<\/strong> Bloomerang Fundraising supports in-person transactions via card swipers that are available for purchase. These card swipers are compatible with Givi, Mobile VT, and Kiosk, or your team can manually enter payment information.<\/p>\n\n\n\n<p><strong>Fees:<\/strong> 3.95% + $0.30<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"bloomerang\"><a href=\"https:\/\/bloomerang.co\/product\/bloomerang-payments\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bloomerang Payments<\/a>: Best for donor data collection<\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Bloomerang Payments\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/zytxBWfmGN8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><strong>Best for:<\/strong> Nonprofits looking for a platform that integrates with their Bloomerang CRM<\/p>\n\n\n\n<p><strong>Top feature:<\/strong> Data from Bloomerang Payments automatically flows into your Bloomerang CRM. That way, you can easily collect donor information and use it to form personal, long-lasting connections with your supporters. Bloomerang Payments also automatically updates outdated card information to better power recurring donations.<\/p>\n\n\n\n<p><strong>Accepts payments from: <\/strong>Credit, debit, ACH, Apple Pay, Google Pay, Microsoft Pay, PayPal, Venmo, Tap to Pay<\/p>\n\n\n\n<p><strong>Payout time: <\/strong>Daily deposits with a two-day delay<\/p>\n\n\n\n<p><strong>In-person transactions: <\/strong>Bloomerang offers Tap to Pay to easily collect in-person donations. Donors can tap their credit card or digital wallet on the mobile device your staff is using to collect donations.<\/p>\n\n\n\n<p><strong>Fees: <\/strong>Transaction fees of 2.2% + $0.30 for credit and debit card payments and 0.8% + $0.30 for ACH transactions<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"donorperfect\"><a href=\"https:\/\/www.donorperfect.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">DonorPerfect<\/a>: Best for accepting donations over the phone<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_DonorPerfect.jpg\"><img decoding=\"async\" width=\"430\" height=\"508\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_DonorPerfect.jpg\" alt=\"Screenshot of DonorPerfect\u2019s nonprofit credit card processing interface\" class=\"wp-image-39666\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_DonorPerfect.jpg 430w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_DonorPerfect-254x300.jpg 254w\" sizes=\"(max-width: 430px) 100vw, 430px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Best for:<\/strong> Nonprofits looking to accept donations from anywhere, including over the phone<\/p>\n\n\n\n<p><strong>Top feature:<\/strong> DonorPerfect\u2019s Insta-Charge feature allows you to process phone donations directly from a donor\u2019s record.<\/p>\n\n\n\n<p><strong>Accepts payments from:<\/strong> Credit, debit, ACH, PayPal, Venmo<\/p>\n\n\n\n<p><strong>Payout time:<\/strong> Two to three business days<\/p>\n\n\n\n<p><strong>In-person transactions:<\/strong> DonorPerfect users can collect in-person donations using the mobile app.<\/p>\n\n\n\n<p><strong>Fees:<\/strong> Not directly stated on their website<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"paypal\"><a href=\"https:\/\/www.paypal.com\/us\/home\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">PayPal<\/a>: Best for small or new nonprofits<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_PayPal.png\"><img decoding=\"async\" width=\"685\" height=\"511\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_PayPal.png\" alt=\"Illustration of PayPal\u2019s nonprofit credit card processing solution\" class=\"wp-image-39667\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_PayPal.png 685w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_PayPal-300x224.png 300w\" sizes=\"(max-width: 685px) 100vw, 685px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Best for: <\/strong>Nonprofits that are just starting to accept online donations<\/p>\n\n\n\n<p><strong>Top feature:<\/strong> PayPal allows users to customize their own donation buttons and add them directly to their websites. Then, nonprofits can select which donation amount options to offer donors and can even designate specific programs for donors to choose from.<\/p>\n\n\n\n<p><strong>Accepts payments from:<\/strong> Credit, Debit, PayPal, Venmo, Pay Later, digital wallets<\/p>\n\n\n\n<p><strong>Payout time:<\/strong> Two to three business days<\/p>\n\n\n\n<p><strong>In-person transactions:<\/strong> PayPal enables in-person transactions through QR codes and card readers.<\/p>\n\n\n\n<p><strong>Fees:<\/strong> 1.99% + fixed fee ($0.49 in the U.S.)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"stripe\"><a href=\"https:\/\/stripe.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Stripe<\/a>: Best for nonprofits with global audiences<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Stripe.png\"><img decoding=\"async\" width=\"805\" height=\"681\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Stripe.png\" alt=\"Screenshot of Stripe\u2019s nonprofit credit card processing interface\" class=\"wp-image-39668\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Stripe.png 805w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Stripe-300x254.png 300w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Stripe-768x650.png 768w\" sizes=\"(max-width: 805px) 100vw, 805px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Best for: <\/strong>Nonprofits with a global audience<\/p>\n\n\n\n<p><strong>Top feature:<\/strong> Stripe has a global reach with various payment methods supported in over 195 countries.<\/p>\n\n\n\n<p><strong>Accepts payments from: <\/strong>Credit, debit, ACH, Apple Pay, Google Pay, Cash App Pay, Samsung Pay, Amazon Pay, PayPal, Afterpay, Klarna, Alipay, and more<\/p>\n\n\n\n<p><strong>Payout time:<\/strong> Two business days in the U.S.<\/p>\n\n\n\n<p><strong>In-person transactions:<\/strong> Stripe accepts in-person payment via the Stripe Terminal, their card reader.<\/p>\n\n\n\n<p><strong>Fees:<\/strong> 2.9% + $0.30 with discounted rates for nonprofits<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"square\"><a href=\"https:\/\/squareup.com\/us\/en\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Square<\/a>: Best for point-of-sale transactions<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Square.png\"><img decoding=\"async\" width=\"1024\" height=\"942\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Square-1024x942.png\" alt=\"Someone using Square\u2019s tap-to-pay feature\" class=\"wp-image-39669\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Square-1024x942.png 1024w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Square-300x276.png 300w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Square-768x706.png 768w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Square.png 1170w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><strong>Best for:<\/strong> Nonprofits managing point-of-sale transactions<\/p>\n\n\n\n<p><strong>Top features:<\/strong> Square automatically adds donors to a directory and segments them into groups, such as loyal, casual, and lapsed supporters.<\/p>\n\n\n\n<p><strong>Accepts payments from:<\/strong> Credit, debit, ACH, Apple Pay, Google Pay, Samsung Pay, Cash App Pay, Afterpay<\/p>\n\n\n\n<p><strong>Payout time:<\/strong> One to two business days or instantly for an additional fee<\/p>\n\n\n\n<p><strong>In-person transactions:<\/strong> Square supports in-person transactions via Square Register, Square Terminal, Square Kiosk, Square Stand, Square Reader, or Tap to Pay on the Square Point of Sale app.<\/p>\n\n\n\n<p><strong>Fees:<\/strong> 2.9% + $0.30 for online payments and 2.6% + $0.15 for in-person payments<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"authorize.net\"><a href=\"http:\/\/Authorize.net\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Authorize.net<\/a>: Best for advanced security<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Authorize.net_.jpg\"><img decoding=\"async\" width=\"1024\" height=\"554\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Authorize.net_-1024x554.jpg\" alt=\"Screenshot of Authorize.net\u2019s nonprofit credit card processing interface\" class=\"wp-image-39670\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Authorize.net_-1024x554.jpg 1024w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Authorize.net_-300x162.jpg 300w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Authorize.net_-768x415.jpg 768w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Authorize.net_.jpg 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Best for:<\/strong> Nonprofits looking for advanced security features<\/p>\n\n\n\n<p><strong>Top feature:<\/strong> Authorize.net offers an Advanced Fraud Detection Suite (AFDS) to protect your nonprofit from fraudulent transactions.<\/p>\n\n\n\n<p><strong>Accepts payments from:<\/strong> Credit, debit, PayPal, eCheck, Apple Pay<\/p>\n\n\n\n<p><strong>Payout time:<\/strong> Two to three business days<\/p>\n\n\n\n<p><strong>In-person transactions: <\/strong>Authorize.net enables in-person transactions via their mobile app or card reader.<\/p>\n\n\n\n<p><strong>Fees:<\/strong> 2.9% + $0.30<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"clover\"><a href=\"https:\/\/www.clover.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Clover<\/a>: Best for connection issues<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Clover.png\"><img decoding=\"async\" width=\"758\" height=\"508\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Clover.png\" alt=\"Clover\u2019s nonprofit credit card processing interface on a portable system\" class=\"wp-image-39671\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Clover.png 758w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Clover-300x201.png 300w\" sizes=\"(max-width: 758px) 100vw, 758px\" \/><\/a><\/figure>\n\n\n\n<p><strong>Best for:<\/strong> Nonprofits that may experience technical difficulties or connection issues<\/p>\n\n\n\n<p><strong>Top features: <\/strong>Clover can take payments with or without WiFi and process offline transactions as soon as you reconnect.<\/p>\n\n\n\n<p><strong>Accepts payments from: <\/strong>Credit, debit, cash, checks, Apple Pay, Google Pay, Samsung Pay<\/p>\n\n\n\n<p><strong>Payout time:<\/strong> One to three business days or instantly with an additional fee<\/p>\n\n\n\n<p><strong>In-person transactions: <\/strong>Clover supports in-person transactions via their Virtual Terminal, mobile app, or card readers.<\/p>\n\n\n\n<p><strong>Fees:<\/strong> 2.3% + $0.10<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"keela\"><a href=\"https:\/\/www.keela.co\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Keela Pay<\/a>: Best for customer support<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Keela-Pay.png\"><img decoding=\"async\" width=\"800\" height=\"478\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Keela-Pay.png\" alt=\"Screenshot of Keela Pay\u2019s nonprofit credit card processing interface\" class=\"wp-image-39672\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Keela-Pay.png 800w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Keela-Pay-300x179.png 300w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Keela-Pay-768x459.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Best for:<\/strong> Nonprofits looking for robust customer support<\/p>\n\n\n\n<p><strong>Top features:<\/strong> Keela offers unlimited online training and email support with every plan.<\/p>\n\n\n\n<p><strong>Accepts payments from:<\/strong> Credit, debit, ACH, Stripe, PayPal<\/p>\n\n\n\n<p><strong>Payout time: <\/strong>Nightly, weekly, or monthly<\/p>\n\n\n\n<p><strong>In-person transactions:<\/strong> Not supported<\/p>\n\n\n\n<p><strong>Fees:<\/strong> 2.2% + $0.30 for Visa, Mastercard, and Discover transactions<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"venmo\"><a href=\"https:\/\/venmo.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Venmo<\/a>: Best for donor ease of use<\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Venmo.png\"><img decoding=\"async\" width=\"662\" height=\"1024\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Venmo-662x1024.png\" alt=\"Venmo\u2019s nonprofit credit card processing interface on a smartphone\" class=\"wp-image-39673\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Venmo-662x1024.png 662w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Venmo-194x300.png 194w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Venmo-768x1188.png 768w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Venmo-993x1536.png 993w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/03\/Nonprofit-Credit-Card-Processing_Venmo.png 1034w\" sizes=\"(max-width: 662px) 100vw, 662px\" \/><\/a><\/figure><\/div>\n\n\n<p><strong>Best for:<\/strong> Nonprofits looking for a solution most donors already know how to use<\/p>\n\n\n\n<p><strong>Top feature:<\/strong> Venmo allows donors to share their donations on their feeds to encourage their friends and family to show their support.<\/p>\n\n\n\n<p><strong>Accepts payments from:<\/strong> Credit, debit, PayPal, linked bank accounts, Venmo balance<\/p>\n\n\n\n<p><strong>Payout time:<\/strong> One to three business days or instantly for an additional fee<\/p>\n\n\n\n<p><strong>In-person transactions: <\/strong>Venmo supports in-person transactions via QR codes and Tap to Pay.<\/p>\n\n\n\n<p>Fees: 1.9% + $0.10<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final thoughts<\/h2>\n\n\n\n<p>Using a nonprofit credit card processing tool allows you to easily and reliably accept donations. If you haven\u2019t decided on a payment processor for your nonprofit yet, use this list as a guide, weigh the pros and cons of each option, and decide which one is best suited for your organization.<\/p>\n\n\n\n<p>Want more support with the fundraising process? Check out these additional resources:<\/p>\n\n\n\n<ul>\n<li><a href=\"\/blog\/donation-pages\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to create a donation page that catapults fundraising<\/a>. Your payment processor is just one element of your overarching donation page. Learn how to create a robust page that takes your fundraising to the next level.<\/li>\n\n\n\n<li><a href=\"\/blog\/donor-thank-you-letters\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to write a meaningful donor thank-you letter<\/a>. Once you\u2019ve processed donors\u2019 contributions, show your appreciation for their generosity. Explore this guide to ensure your thank-you letters are meaningful.<\/li>\n\n\n\n<li><a href=\"\/blog\/top-nonprofit-software\/\" target=\"_blank\" rel=\"noreferrer noopener\">30 most effective nonprofit software solutions for 2026<\/a>. Optimize your operations across the board with powerful nonprofit software. Check out our top recommendations.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/bloomerang.com\/learn\/demo-live\/\"><img decoding=\"async\" width=\"728\" height=\"90\" src=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/05\/Giving_platform_digital_ads_728x90.jpg\" alt=\"Bloomerang Giving Platform CTA\" class=\"wp-image-40091\" srcset=\"https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/05\/Giving_platform_digital_ads_728x90.jpg 728w, https:\/\/www.qgiv.com\/blog\/wp-content\/uploads\/2025\/05\/Giving_platform_digital_ads_728x90-300x37.jpg 300w\" sizes=\"(max-width: 728px) 100vw, 728px\" \/><\/a><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nonprofit credit card processing tools make online fundraising more efficient for donors and nonprofits alike. Learn more about them and explore our top picks!<\/p>\n","protected":false},"author":55,"featured_media":33327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[265,270,273],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 10 Nonprofit Credit Card Processing Tools for 2025<\/title>\n<meta name=\"description\" content=\"Nonprofit credit card processing tools make online fundraising more efficient for donors and nonprofits alike. Learn more about them and explore our top picks!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.qgiv.com\/blog\/nonprofit-payment-processing-tools\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Nonprofit Credit Card Processing Tools for 2025\" \/>\n<meta property=\"og:description\" content=\"Nonprofit credit card processing tools make online fundraising more efficient for donors and nonprofits alike. 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